ZEPTO YOUR BUSINESS

Transformative payment solutions

Zepto’s real-time, account-to-account payment solutions integrate with ease, can transform business operations, improve efficiencies, and radically enhance customer experience.

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Core Solutions

PayTo logo

PayTo

PayTo is a new way for merchants to initiate real-time payments from their customers’ bank accounts. Just like a flexible, variable instant direct debit.
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Receive

Simplify customer-initiated payments and receive funds instantly with precision, real-time messaging, settlement and automatic reconciliation.
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Collect

Zepto delivers best-in-market direct debit solutions with high-speed settlement, maximum flexibility and granular real-time reporting. Our solutions can also reduce dishonours, fraud and errors. We’re PayTo-ready, too.
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Send

Pay out and disburse funds instantly anytime—including weekends and public holidays—on NPP real-time payment rails, and take your customer experience to another level.
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Refund

Customers expect real-time everything, including refunds. Reimagine the movement of money with fully-automated, real time, data rich refunds that clear in seconds.
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Manage

Simplify complex payment flows, and programmatically control those flows through a single API by utilising our virtual account capabilities. Put Zepto’s granular reporting to work and make better data-led business decisions.
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Extended Solutions

Using data insights, real-time digital consent frameworks and Zepto's superior account-to-account payment solutions, merchants can align a customer's real-time capacity to pay, with their willingness to make a payment. That means you can automate payment flows, reduce dishonour fees, back office and call centre workload, and transform your customer experience.

Markets move in real time, and so should customer funds. Zepto enables real-time funding of trading and gaming accounts by PayID so your clients can take advantage of every opportunity the moment they arise. Not only that, Zepto’s cloud-native technology stack is built for security, reliability and precision under extreme surge stress.

Take your payroll experience to another level and retain the very best talent with instant, end-of-shift wage payments 365 days a year. Zepto’s float accounts, automation and real-time payout capabilities deliver cleared payments into bank accounts in seconds. Yes, even on Easter Sunday.

CUSTOM SOLUTIONS

No two businesses are alike. With a Zepto custom solution you can reimagine your most important customer interaction—the moment of transaction—in ways you never thought possible. In the process, you can automate back office processes, reduce costs, fraud and dishonours, and make every payment do precisely what you want it to with accuracy and control.